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Phoenix Truck Accidents: What You Need to Know

Truck Accident Causes

NJ truck accident lawyers

Sometimes you get hurt in a truck crash when your only mistake was being in the wrong place at the wrong time. Though you’re not at fault for the accident, finding out who caused the collision, and how, is an important step to getting the money damages you deserve.

What causes trucking accidents to happen? Often, motor vehicle crashes of all kinds can be traced back to one of two causes: driver errors or vehicle factors.

Truck Driver Errors

Whenever a driver takes a risk, breaks a traffic safety law, or ignores the right-of-way, that motorist puts everyone else on the road in harm’s way. A truck driver who follows traffic too closely, speeds, or makes last-minute lane changes is in danger of losing control.

Unfortunately, the lifestyle of a truck driver can encourage this unsafe behavior. Long hours, tight schedules, congested highways, and the temptation to speed are all part of the daily routine for most truck drivers.

Of course, it’s not always the truck driver who behaves recklessly behind the wheel. If your collision involved multiple other drivers, our AZ truck accident lawyers can investigate the crash to find out who’s really at fault – and to hold all parties responsible.

Vehicle Factors

Carelessness is the main cause of trucking accidents. But not all crashes are a result of carelessness on the part of the truck’s driver. Sometimes, instead, fault belongs to the one who owned and failed to maintain the vehicle. When commercial trucks make long-distance trips on a daily basis, their parts can suffer more wear than average in just a short time. Mechanical problems like brake failures and maintenance issues like dangerously worn-down tires can cause truck accidents.

There are other vehicle factors at play in a truck accident, as well. For one thing, these massive trucks have a blind spot the size of Tempe – and that can increase the chances of a crash.

After all, visibility is key to preventing truck accidents. When the truck itself creates large gaps in the driver’s peripheral vision, getting stuck in a truck driver’s blind spot can have disastrous results.

Then there’s the fact that commercial trucks need more space – and more time – to safely stop once they see a potential obstacle in the roadway. Combine this vehicle factor with driver error, and the result can be shattering.

What Makes Truck Accidents Different from Other Motor Vehicle Crashes?

What’s the difference between a car accident and a commercial truck accident? If you thought the rules that apply motor vehicle crashes are the same no matter what kind of vehicle hits you, the insurance company isn’t likely to correct you.

More Insurance Coverage

When another driver causes an accident, the amount of money you can recover in a car accident claim is limited. That driver purchased a certain amount of auto insurance coverage – and their insurer won’t pay you more than the policy limit, no matter how much you deserve it. And on some policies, the coverage limits are so low that the victim is left with just a fraction of the compensation they really deserve.

But any truck used for business must carry commercial auto insurance. Commercial policies have higher coverage limits than the average passenger car auto insurance policy.

Commercial vehicles are usually covered by policies with $1,000,000 or more in liability coverage, according to the Arizona Department of Financial Institutions.

These higher policy limits mean you won’t have to worry about there not being enough coverage for your claim. And with our truck accident attorneys in NJ on your side, you can be sure that you’re getting every dollar you deserve.

Insurance Coverage Changes

If you’re like most Phoenix drivers, you may have made a choice in setting up your own auto insurance policy that could come back to haunt you if a crash occurs. All auto insurance policies in AZ require policyholders to choose a limitation on lawsuit option. That means what it sounds like – you get to make the choice regarding how much you want to limit your rights to pursue a claim.

If you want to hold onto your rights, you’ll pay a good deal more in insurance premiums to do so. That’s a main reason so many drivers choose the “verbal threshold” option – to save money. But when an accident occurs, you lose your right to pursue any compensation for pain and suffering unless you can prove that your injuries are permanent. That can be more difficult than you would think.

Since your injuries resulted from a crash with a commercial truck, not a private passenger vehicle, you don’t have to worry about this. No matter what choice you made on your own auto insurance policy, the verbal threshold does not apply when you were hit by a commercial vehicle.

Truck Accident Statistics

You’re not alone in being the victim of a horrible truck crash. Hundreds of thousands of truck accidents in the USA occur every year.

In 2014, 111,000 people got hurt in collisions with large trucks, the National Highway Traffic Safety Administration (NHTSA) reported. Another 3,903 lost their lives. And nearly three-quarters of those injured or killed were occupants of the passenger car that was hit by the truck.

When it comes to two-vehicle collisions, 97 percent of truck accident deaths happened to the occupants of passenger vehicles, the Highway Loss Data Institute reported.

Truck Crashes in AZ

Whether you were the victim of a truck accident in Tempe or Gilbert, Phoenix or Scottsdale, on Loop 202 or a congested city street, you have legal rights. To protect those rights, you need a truck accident lawyer in NJ fighting for you.

Our attorneys have handled truck accident lawsuits throughout the state. We know the ins and outs of motor vehicle accident law from North Jersey to South Jersey, and we know what it takes to win a commercial truck crash case against a powerful company.

What Will a Truck Accident Lawyer in AZ Do for You?

Just as no two truck accidents are quite the same, no two victims will be affected in exactly the same ways. Your injuries and the ways they impact your life are unique. You have questions that need to be answered by a New Jersey truck accident lawyer who understands the details of your case.

When you choose Hoxie Law to handle your truck crash claim, you’ll get the answers you’ve been looking for – and so much more. We have a lot of experience with truck accidents and know how difficult life after a truck accident can be. So we’ll go above and beyond to make things easier for you.

Just a few of the ways our NJ truck accident attorneys can help you include:

  • Helping you understand your rights and the legal process so you know what to expect from your claim.
  • Taking over interactions with the company that owns the commercial truck and its insurer, including all of the phone calls and paperwork.
  • Assisting with any property damage claim, so you can get your damaged car fixed or your totaled car replaced sooner and with less hassle.
  • Keeping your medical bills organized and under control. When our truck accident lawyers in New Jersey are on your side, you will never have to worry about whether your bills are getting paid. Our in-house Personal Injury Protection (PIP) department will take care of everything.
  • Keeping up with what’s going on with your medical care. You won’t have to worry about getting your medical records – we’ll do it all. We can check in with your doctors and help you if anything, like billing issues or financial hardship, is threatening to keep you from getting care. If you need help finding a doctor with experience treating injuries like yours, just let us know.
  • Investigating your truck accident so we can prove that the commercial truck driver or business owner is at fault – and that you deserve full compensation.
  • Using our insider knowledge of the insurance industry to make sure you never fall prey to the sneaky tactics used to deny or decrease claims. Whether it’s the other driver’s insurer trying to lowball your or your own auto insurance company denying the medical care you need, we’ll handle it.
  • Building your case as strong as it can be so we can negotiate the settlement you deserve.
  • Fighting for you in court, if that’s what it takes to win you maximum compensation.
  • Wrapping up your claim, including negotiating down your outstanding medical bills so you can save thousands of dollars.

Investigating a Truck Accident

What goes into investigating a truck crash? You might be surprised.

First, we gather information, like the truck accident report filed with police. If there’s any video footage of the truck accident from a dash cam, we will request that evidence, too. We can also investigate the individual or company that owns the commercial truck to determine if it has a history of negligence. In one of our past truck accident cases, for example, we found that the company had received 14 citations for violating Federal Motor Vehicle Carrier Safety Regulations.

At Hoxie Law, our Arizona truck accident lawyers make thoroughly investigating your case a priority from day one. We know that the more evidence we have to support your claim, the better positioned we are to recover every dollar of compensation available to you.

Pursuing a Truck Accident Lawsuit

Don’t let the prospect of suing a large corporation intimidate you. No matter how wealthy or influential that company may be, it’s not above the law – not when you have someone willing to stand up to the commercial vehicle’s owner, anyway.

Our truck accident attorneys in Phoenix are familiar with handling truck accident claims against a number of major companies, such as:

  • Budget
  • Coca-Cola
  • FedEx
  • Nestle
  • Penske
  • PepsiCo
  • Sysco
  • U-Haul
  • UPS
  • Walmart
  • Waste Management

Remember, your truck accident claim doesn’t have to mean a lot of hassle, time, or cost for you. We at Hoxie Law will handle every aspect of the case.

Written by
Briauna Jensen
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